An independent insurance agent is contracted with many reputable insurance companies rather than employed (captured) by just one. This allows the agent to “shop” for the best coverage and policy for you.
People often ask me, “What are those initials behind your name?”
I proudly add LUTCF after my name. It is an acronym for Life Underwriting and Training Course Fellow. It is a professional designation conferred only upon those individuals who meet or exceed the exacting qualification standards determined by the two organizations that jointly sponsor the designation, The American College and the National Association of Insurance and Financial Advisors (NAIFA).
According to them, the designation marks an agent’s long-term commitment to professionalism on behalf of clients, establishes the agent’s competence and business experience, marks a commitment to The American College’s and NAIFA’s Code of Ethics and fosters additional professional development.
A Fellow has successfully completed five courses of the curriculum, in addition to an Ethics Course and be a member in good standing of NAIFA.