“Money 101”

What do wealthy people know that middle-Americans do not? I would say that the answer is “how money works.” We go to school for 12-16 years and learn reading, writing and arithmetic but never learn the fundamental principles of money and how it works. Do you honestly feel that you have enough money for all your needs and wants?

I have been reading (actually listening on audio tape) to “Money: Master the Game” by Tony Robbins. It is an excellent book but very long. Wouldn’t be great if someone would compact the information, make it readily understandable and treat you to dinner besides? I have that opportunity available to you.

Mike Wilk of Five Rings Financial is business partner of mine. He is a fabulous speaker and presents a workshop locally each month called “Money 101”. This is not a sales seminar, but an educational setting. He teaches you how to grow and protect your money for college funding, retirement planning or simply wealth accumulation- with money you never knew you had.

I ‘ll bet that even if you know about money, you will enjoy this presentation and probably learn something new. But more importantly, is there someone in your life who you care about that needs to hear this? They are welcome to attend also at no cost or obligation.   Mike covers the power of compound interest and how it can work for you or against you. Do you understand the Rule of 72?

Wealthy people know the devastating effect that taxes have on wealth accumulation. They have lawyers, financial advisors and CPAs whose job is to keep them from paying that wealth in taxes. You too can learn that there are financial products available to protect your savings by not only growing it tax deferred, but receiving it back tax-free. Again, nothing is being sold here. You will not be required to sign in and be subject to later sales calls. Five Rings Financial only works with volunteers.

Both Tony Robbins and Mike Wilk talk about indexing. Indexing allows your money to grow over time and guarantees that you never will lose it. You have the advantages of the stock market without any of the risks. Sound too good to be true? You will learn about financial products that make certain you never outlive your money. These guarantee to provide life-time income. Did you know that you can buy life insurance that you don’t have to die to use? If you become critically or chronically ill, you can access a portion of the death benefit, not just the cash value.

Because I am passionate about helping people, I want you to attend as my guest. Please let me know if you are interested and I will extend you an invitation with the date, time and location.


Critical Illness and Hospital Cash Plans


There are policies available through employers or individually to pay out benefits if a specified criteria is met, such as being admitted as a inpatient to a hospital or coming down with a particular disease.  In general, it is my opinion, that this insurance in not needed by everyone.

However, it is something to consider if your individual circumstances warrant extra protection.  For instance, if you have a very high deductible health plan and do not have the resources set aside to pay the deductible, this type of insurance can be appropriate.  Also, if a “dreaded disease” runs rampant in your immediate family, they can provide peace of mind as well as financial protection in the event of this disease is diagnosed in you.  These types of this insurance pay out cash regardless of any other insurance policy in effect.

I can shop plans for you from the following insurance companies:

  • American General
  • Humana