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Monday, September 23, 2019

The Center for Aging is offering Falls risk assessment, blood pressure screenings and giveaways. (Bring medications with you to be viewed.) When: Monday Sept. 23rd, 2019 10:00 am- 1:00 pm Where: East Suffolk Parks and Recreation...

Monday, September 9, 2019

Thursday, June 20, 2019

Have you seen the television commercial about a couple confronting a huge maze? An insurance agent driving a bulldozer rescues them and gets them through the Medicare maze. It is an apt analogy for those who be new to Medicare...

Monday, May 20, 2019

If you elected to have Social Security withhold funds from your Social Security to cover your Prescription Drug Plan (PDP), you may have to pay to catch up. Due to a system error, the Social Security Administration (SSA) and the...

Monday, April 15, 2019

There have been reports of educational sessions and Facebook ads stating that Medicare would pay for genetic testing for cancer screening or pharmacogenomic testing. All the senior needs to do is supply their Medicare number and have a...

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Wednesday, April 10, 2019

Medicare will not pay for a routine medical physical. However, they do pay for you to see your doctor once per year. During the first 12 months that you have Medicare Part B, you can get a “Welcome to Medicare” preventative...

Wednesday, March 6, 2019

The short answer is “not necessarily.” Of course, the general perception is that if you don’t have Medicare at age 65, you will be subject to a late enrollment penalty. That is true for some people who are currently...

Thursday, August 23, 2018

Annual Enrollment Period, (AEP) also know as Open Enrollment Period (OEP) is from October 15th through December 7th each year. All Medicare Advantage Plans and all Prescription Drug plans will change annually. Medicare supplements...

Thursday, August 23, 2018

Every year the Centers for Medicare and Medicaid (CMS) may change the out of pocket costs to Medicare recipients (known as beneficiaries). In 2018, the Part A premium will continue to be $0 for most beneficiaries. The Part B Premium...

Thursday, August 23, 2018

I recently met with Shirley, a prospective client for Medicare Supplement Insurance. She was shocked to find out that Medicare did not cover any dental costs. She said, “I don’t understand, good dental health and overall...

Thursday, August 23, 2018

Beginning October 1, 2018, Medicare-eligible beneficiaries can start “shopping” for new Medicare Advantage and Medicare Part D Prescription Drug Plans (PDP). Those who are in Medicare Supplement plans should be okay unless...

Thursday, August 23, 2018

I recently had a prospective client ask how much my services cost. She had checked out my website, yet that question was not clear. It is not a secret, and I want all my clients to feel comfortable using me and my knowledge. I am an...

Thursday, August 23, 2018

It is an honor indeed, to have United Healthcare recognize me as a level 2, “Authorized to Offer” agent. Every “A2O” agent is required to meet rigorous criteria to become “Authorized to Offer” status...

Thursday, August 23, 2018

You could get caught owing many thousands of dollars even though I have sold you the best coverage available. This is due to two little words in your hospital medical chart – “Under observation”. Make sure that if you...

Thursday, August 23, 2018

Almost every day, I talk with people aging into Medicare. Almost everyone is confused. One reason is that there at least two names for exactly the same Medicare feature. For example: A Medicare supplement is the same thing as a Medigap...

Thursday, August 23, 2018

I have a wonderful family doctor and she just ordered a bunch of preventative tests for me. I asked if they would be covered before my deductible (its high) and she said she really did not know. I called my insurance carrier and they...

Thursday, August 23, 2018

Yes, that is what I do. Pretty plain and simple. Twice this past week, I have been challenged to come up with a new elevator speech. You know the one, where someone asks you “What do you do?” So, I woke up at 4:30 A.M this...

Thursday, August 23, 2018

Do you know that a person retiring soon, can expect to be in retirement 20 years or more? That is a long time for retirement money to last! Wouldn’t it be great if we had a pension plan like our parents and grandparents had? That...